M-Pesa Empowers Kenyan Entrepreneurs with New Taasi Loans, Fuliza Biashara
Safaricom’s M-Pesa has launched three new credit products aimed at boosting financial access for small and medium-sized enterprises (SMEs) across Kenya: Taasi Pochi, Fuliza Biashara, and Taasi Till Loan.
These innovations are part of M-Pesa’s growing suite of merchant solutions, designed to solve the liquidity challenges Kenyan entrepreneurs often face. With loan limits of up to KSh 400,000 and no collateral requirements, these tools offer timely financial lifelines for traders looking to restock, manage expenses, or expand their businesses.
What Is Taasi Pochi?
Taasi Pochi is a micro-loan facility offering traders and business owners access to loans ranging from KSh 1,000 to KSh 150,000. The loan is available to users who have been actively transacting on Pochi La Biashara for at least six months.
The repayment window ranges from 7 to 30 days, with faster repayments helping merchants build their credit profiles for higher loan limits in future.
To apply, users can dial *334# or access the M-Pesa app, navigate to “Business Financing,” and select Taasi Pochi.
Fuliza Biashara: Business Overdrafts
Fuliza Biashara is a newly launched overdraft facility tailored for M-Pesa Business Till holders. It allows merchants to continue making transactions like paying suppliers or processing withdrawals, even when their account balances are low.
With limits up to KSh 400,000, this facility is ideal for high-demand seasons when funds may temporarily fall short. Repayments are automatically deducted from incoming till payments.
To enrol, dial *234#, go to “Business Loans,” and select Fuliza Biashara.
Taasi Till Loan: Fast Capital for Growing SMEs
Taasi Till Loan provides loans of up to KSh 250,000 to merchants who have consistently used Lipa Na M-Pesa tills for at least six months.
The loan helps businesses with bulk inventory purchases, seasonal stock, or minor equipment upgrades. Loan amounts are determined based on past till activity and repayment history.
To access the loan, dial *234# > Business Loans > Taasi Till Loan. Funds are disbursed directly to the business till.
Powering SMEs with Instant, Flexible Credit
According to Safaricom, these products represent a major step in making M-Pesa a comprehensive financial ecosystem for businesses.
“We are focused on supporting the backbones of Kenya’s economy by enabling easy access to credit and improving business efficiency,” said Peter Ndegwa, CEO of Safaricom.
The new credit tools eliminate the need for collateral and complex paperwork, reducing the barriers that many SMEs face when seeking loans through traditional financial institutions.
As Kenyan SMEs continue to drive job creation and innovation, these tailored credit solutions are expected to enhance resilience and fuel business growth nationwide.
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M-Pesa Empowers Kenyan Entrepreneurs with New Taasi Loans, Fuliza Biashara